About Us
Porchlight Escrow is Proud to Offer Services in
- Eastvale, CA
- Corona, CA
- Ontario, CA
- Riverside, CA
- Ontario Ranch, CA
- Rancho Cucamonga, CA
- Fontana, CA
- Chino, CA
- Chino Hills, CA
- Anaheim, CA
- Yorba Linda, CA
- Long Beach, CA
- Newport Beach, CA
- Irvine, CA
- Glendale, CA
- Pasadena, CA
- Whittier, CA
- Buena Park, CA
- Fullerton, CA
- Arcadia, CA
Escrow, Done Right!
Our escrow officers work with lenders, loan officers and attorneys to acquire, analyze and organize all necessary documents needed to process closing packages. Our escrow officers have the ability to balance the workload to accommodate demands of the job, and exceed customer expectations.
What We Do….
· Process and quality check all documents from lenders and attorneys for accuracy.
· Prepare title company closing documents in timely and professional manner.
· Ensure complete and accurate packages are submitted for approval.
· Respond to inquires from borrowers, lenders and attorneys to resolve discrepancies.
· Prior to closing, call and confirm with lenders how the packages are being sent.
· Work to build strong partnerships with local lenders, realtors, attorneys.
Our Team
“We do all the hard work, so you don’t have to!”
Grace Torres - Escrow Officer
I am a devoted Senior Escrow Officer who has 20 years of experience you can count on. I have knowledge in Residential Sales, Residential Loans, FHA, Conv, VA, Reverse, REO/HUD Transactions, Hard Money, 1031 Exchange and Probate Transactions. My dedication, efficiency and good work ethic will ensure that urgent matters will be handled smoothly, professionally and on a timely manner to accomplish customer satisfaction and closing escrow. Working as a team, having good communication skills, trust and respect are necessary to be able to create good personal and business relationships. It is also an important element to my business life. I am married with 3 children, I enjoy spending quality time with my family and exercising to minimize stress in my spare time. I’m here to assist with all your Escrow Needs. Reach out to open your next Escrow.
Michelle Dietz - Escrow Officer
Sara Blume - Escrow Assistant
#1 in CUSTOMER SATISFACTION
Open your next escrow with PorchLight and experience what sets us apart from our competitors.
CONSTANT
COMMUNICATION
Communication is key and you will receive several touch points throughout the escrow process.
60+ YRS COMBINED
EXPERIENCE
We stay up to date with the latest information, trends, and technology to provide a smooth & seamless experience.
Frequently Asked Questions
Escrow is a term that describes the neutral third party who controls payments between two parties and only releases the funds involved once a contract’s terms are met. The third party temporarily holds money, paperwork for a transaction on their behalf until the agreement has been met.
Escrow holders will charge fees that commensurate with the costs of providing the service, the liability undertaken and the overhead expenses which include a profit factor. Fees will vary between companies and from county to county. We follow the minimum fee schedule, which will provide for extra charges based upon the differing elements of your escrow.
The escrow holder has no control over the costs of other services that are obtained, such as the title insurance policy, lender’s charges, insurance and recording charges. We can provide you with an estimate of fees upon request.
If the escrow fails to close because of Seller’s default, Seller shall be liable for all customary escrow cancellation charges. If the escrow fails to close because of Buyer’s default, Buyer shall be liable for all customary escrow cancellation charges. If the escrow fails to close for any other reason, Seller and Buyer shall each be liable for one-half (1/2) of all customary escrow cancellation charges.
Whether you are the Buyer or the Seller, the biggest benefit is you will be protected during a real estate transaction. Your escrow officer will make sure no funds or property will change hands until all of the instructions in the transaction have been followed.
Escrow Instructions define all the conditions that must occur before the transaction can be finalized. Your escrow instructions represent your written statement to the escrow holder protecting your interests. They authorize the escrow officer to order title insurance which provides ownership protection to your new home. Be sure to return your escrow instructions and forms as soon as possible.
The closing of the escrow will take place when all instructions have been complied with and both sides of the transaction have fully performed. After all funds have been collected, the property title can be transferred. Once the documents are recorded with the county, title is transferred and escrow is considered closed. Recorded documents and new title policy will be mailed to you after closing from the county and title company.